Spent yesterday dealing with Christmas tree erection (at my age you take what life gives you!) and listening to jazz Christmas carols on Sirius radio. I began to be moved inexorably by the spirit of the season. Cold morning in Texoma makes the fireplace welcome and watching the Minnesotans shovel snow off the collapsing roof of Bret Favre Land helps as well.
So, if you need some plans for the season and some proper defensive moves for avoiding unpleasant eventualities, here is a bit of guidance: